1.0 CORPORATE IDENTITY AND ROLE — RHINO CONSULTING LLC, a New York limited liability company doing business as PILOTHOUSE, operates as a Commercial Credit Strategist providing Commercial Credit Strategy (the "CCS"). Principal place of business: 99 Wall St, Suite 2269, New York, NY 10005. Pilothouse acts strictly as an intermediary and placement agent for the procurement of Commercial Debt. The scope of our services is limited to the strategic engineering of credit facilities, including Loan Marketability Analysis, Diagnostic Triage of credit data, and Capital Structure Efficiency diagnostics to ensure institutional alignment within the A³ Marketplace.
2.0 REGULATORY BOUNDARIES — Pilothouse is engaged exclusively in the placement of commercial loan facilities. We do not participate in the placement, sale, or distribution of "Securities" as defined by the Securities Exchange Act of 1934 or the Howey and Reves tests. Our mandates strictly exclude equity participation, warrants, profit-sharing rights, or any convertible characteristics. Rhino Consulting LLC (d/b/a Pilothouse) is NOT a Broker-Dealer, Licensed Investment Advisor (IA), or Certified Public Accountant (CPA). We do not provide investment advice, tax or legal planning, or fiduciary management. Our advisory scope is strictly focused on Loan Marketability and Capital Structure Efficiency.
3.0 OPERATIONAL EXECUTION — While the CCS oversight ensures a mandate is "lender-ready," the Borrower maintains sole responsibility for the final negotiation of interest rates, covenants, and closing terms directly with the funding institution. All sensitive financial data submitted to Pilothouse is subject to a diagnostic audit to repair marketability inhibitors — an administrative and strategic function that does not constitute investment selection or financial planning.
4.0 COMPENSATION — Compensation for CCS services is primarily structured as a Success Fee, earned and payable only upon the successful funding of a commercial credit facility. The CCS Diagnostic Report and technical triage are part and parcel of the CCS Success Fee. Pilothouse makes no representations regarding internal underwriting, appraisal, or engagement fees required by a third-party Lender.
5.0 WEBSITE TERMS OF USE — The information provided on this website is for informational purposes only regarding commercial credit marketability. It does not constitute an offer to lend, a commitment to fund, or a guarantee of financing. All financing is subject to final lender approval and underwriting.
