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MONTHLY PROCESSING FEES LOST
$0
on $500K/month at 2.8%

If your business processes $500,000/month in credit cards —

you're handing your processor $168,000 every year.

Owner-Occupied Real Estate
Garages. Storage. Real Estate.

The Silent Tax
on Every Transaction

For owners of parking garages, self-storage facilities, and owner-occupied commercial real estate — processing fees aren't a fixed cost. They're a percentage tax on everything you earn. The more successful your business, the bigger the check you write.

Processing fees scale with your revenue — forever
The Real Cost of Processing Fees
$500K/month
×
2.8%
=
$14,000
/ month
$1M/month
×
2.8%
=
$28,000
/ month
$2M/month
×
2.8%
=
$56,000
/ month
All Three Card Networks
Permit Compliant Dual Pricing
VISA
MASTERCARD
AMERICAN EXPRESS
DISCOVER
Properly implemented — your effective processing rate becomes:
~0%
Permanently. Compliantly. Without disrupting your operations.
⭐ Most Popular Program

Dual Pricing

Post two prices at every point of sale. Cash customers pay less. Card customers pay the price that covers your processing cost. You keep 100% of revenue on every transaction.

Compliant with all major card brands
Works for parking, storage, and all owner-operated businesses
Transparent to customers — no hidden fees
30-day average implementation
Point of Sale — Two Prices
💵 Cash Price $97.00
💳 Card Price $100.00
Cash Payment
$97.00
You receive: $97.00
Card Payment
$100.00
You receive: $97.00
METRO STORAGE GROUP
Transaction Receipt
Monthly Storage Unit $200.00
Gate Access Fee $15.00
Subtotal $215.00
✓ Cash Discount Applied -$6.02
TOTAL (Cash) $208.98
🗺
Preferred in surcharge-restricted states. Same economic result as dual pricing — fully compliant with every state law and card brand rule.
Low Friction Alternative

Cash Discount

List the card price as your standard price. Cash-paying customers receive a discount at checkout. The economic result is identical — you recover your processing costs — but the program structure satisfies every state restriction.

No surcharge registration required
Preferred model in CT, MA, and other restricted states
Psychologically easier for customers to accept
Seamless POS configuration — no manual intervention
Built for Owner-Operators
Doing $500K+ Per Month
If you own the real estate and run the business — this program was designed for you.
🏢
Parking Garages & Lots
Multi-level structures, surface lots, valet operations
$500K–$3M/month typical
📦
Self-Storage Facilities
Climate-controlled, outdoor, boat & RV storage
$200K–$2M/month typical
🚗
Car Washes & Auto
Express tunnels, full-service, auto repair shops
$300K–$1.5M/month typical
🏭
Laundromats & Coin-Op
High-volume card-tap laundry and vending operations
$100K–$500K/month typical
🏗
Owner-Occupied CRE
Mixed-use, retail strip, industrial with card terminals
$500K–$5M/month typical
Gas Stations & C-Stores
High-volume fuel and convenience card transactions
$1M–$10M/month typical
Pilothouse Payments

20 Years of Expertise.
Zero Vendor Lock-In.

We bring two decades of payment processing experience to every engagement. Fully compliant programs — registered with card brands, mapped to state law, with proper signage and receipt formatting. We work with your existing systems or migrate you with zero downtime.

🏆
20 Years
Payment processing expertise — not a startup
🛡
1,000+
Merchants served across retail, restaurant, and B2B
30 Days
Average go-live — zero downtime migrations
🔒
~0%
Effective processing rate — permanent, compliant
Free. No Commitment. One Business Day Response.
Start With a Free
Feasibility Study
Send us your last 3 months of processing statements. We calculate your exact savings and design a compliant program — before you commit to anything.
$14K–$56K
Avg. Monthly Savings
$168K–$672K
Annual Recovery
30 Days
To Go Live
Pilothouse Payments
Payment Solutions That Mean Business
pilothouse-sdf.com/payments-site