Comprehensive Secured & Unsecured Debt Solutions
At Pilothouse, we've moved beyond the high-friction brokerage model. We function as Commercial Credit Strategists across five core pillars: Enterprise Credit, Real Estate, Technology, Data Centers, and Luxury Assets.
We source and place capital across the entire credit spectrum, from senior secured facilities to complex junior capital and special situations. Our specialty is Situational Capital—bespoke financing solutions for unique scenarios requiring creative structuring and institutional expertise.
The Pilothouse Intelligence Layer
Solving the structural friction of the traditional dataroom slog with A³ Technology to achieve our ultimate goal: successful debt placement for every mandate.
For Clients
Maximum Velocity, Zero Guesswork
The Problem:
Founders are often trapped in the "Dataroom Slog," where raw data sits in static folders for weeks while lenders look for reasons to say "No".
The A³ Solution:
We recognize that your time is your most valuable asset. Our A³ Technology acts as a force multiplier, performing a deep-dive diagnostic of your financials to de-risk your file before it ever hits a lender's desk.
The Outcome:
Successful debt placement with maximum velocity. We move the ball exponentially down the field behind the scenes, ensuring that by the time you see a mandate, it has already passed the institutional "gate" and is positioned for close.
For Referral Partners
The High-Performance Nervous System
The Problem:
Referral partners often see high-potential deals that don't fit their specific credit box or require too much manual de-risking.
The A³ Solution:
Partner with Pilothouse to leverage our proprietary A³ Neural Framework—a technical intake model that Ingests, Optimizes, and Analyzes complex files in hours rather than weeks.
The Outcome:
Successful debt placement for your referred clients. We aren't just another broker; we are a "Force Multiplier" for your advisory team, amplifying your capacity to close complex unitranche, asset-based, or bridge requirements with surgical precision.
For Capital Partners
Precision Mandate Alignment
The Problem:
Institutional lenders are often overwhelmed by "noisy" data dumps and poorly structured mandates that waste underwriting resources.
The A³ Solution:
Pilothouse maintains discrete, principal-level relationships with funds commanding billions in AUM, providing only "Committee-Ready" mandates that have passed our 8-step neural audit.
The Outcome:
High-quality deal flow that closes. We do not "shotgun" deals; we utilize the Gretzky Method to architect capital structures that align with your specific credit box, delivering only placement-ready mandates with transparency and data integrity.
Debt Advisory
Sourcing secured and unsecured capital for refinancing, acquisition financing, and dividend recapitalizations with optimal terms and structure.
- Term Loans & SBA Loans
- Lines of Credit
- Acquisition Financing
- Consulting for Business Financing
Working Capital & Trade Finance
Optimizing cash flow with flexible financing solutions for receivables, inventory, and supply chain needs.
- AR Financing & Factoring
- PO Financing
- Asset-Based Lending (ABL)
- Strategic Working Capital
Specialized Asset Finance
Bespoke funding structures for high-value assets, infrastructure projects, and specialized equipment.
- Jet & Yacht Financing
- Project Financing
- Real Estate & Construction
- Equipment Leasing
Growth & Venture Debt
Non-dilutive capital for high-growth technology companies, data centers, and recurring revenue models.
- Venture Debt & Growth Debt
- Data Center Financing
- Technology Financing
- SaaS Recurring Revenue Lines
Short-Term Opportunistic Credit (STOC) Scenarios
Strategic Working Capital
Addressing immediate liquidity demands or bulk purchase opportunities without violating permanent indebtedness clauses.
Bridge Financing
Securing immediate funds for M&A or competitor acquisition between primary financing rounds, ensuring growth opportunities are never missed.
Recapitalization
Replacing toxic or high-cost "bridge" debt with institutional-grade structured finance to restore balance sheet integrity.
Specialty Lending
Tailored financial solutions for niche industries with unique capital requirements and asset structures.
Law Firms
Case cost financing, settlement advances, and working capital for contingency-fee based practices.
Insurance Cos
Commission advances, agency acquisition financing, and liquidity solutions for carriers and brokerages.
Medical Practices
Equipment financing, practice buy-ins/buy-outs, and revenue cycle management lines of credit.
Luxury Assets
Bespoke financing for high-value assets including fine art, classic cars, and marine vessels.
Trusted Partner Ecosystem
We collaborate with industry-leading specialists to provide comprehensive operational support beyond capital.

Risk Management
Comprehensive insurance solutions for high-growth enterprises.

Global Security
Intelligence, investigations, and physical security consulting.

GTM & Design
Strategic marketing, brand design, and go-to-market execution.

Strategic Growth
Fractional CXO for scaling companies—revenue, operations, and exit strategy.
